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Most people don’t enter their adult lives with a lot of financial knowledge at the ready. If you’re lucky, you know how to balance a checkbook and if your parents were fairly proactive, you have a bank account and a basic idea of how a budget works. The vast majority of adults have never had any kind of formal instruction in finance, which is a travesty since every adult is responsible for managing his or her own finances. This means we’re left to our own devices when it come

Most laymen find it daunting to navigate the complex world of finances. Even simple accounting can feel more like neuroscience for the mathematically and financially challenged. Thus, for some individuals, it might be wise to consider hiring a financial advisor rather than trying to “do it all.”  But the world of finances is tricky, and Wall Street has a bit of a reputation for ripping off the innocent and ignorant. So what should you do protect and grow your wealth?  Since y